What is the first step to buying a house in Austin?

Get pre-approved with a lender so you know your budget and monthly payment. Then hire a local agent and pick your areas.

How much do you need to buy a house in Austin?

It depends on your loan type, price and credit. Some loans allow small down payments, and the City of Austin offers up to $40,000 in down payment help for qualifying first-time buyers on homes up to $440,000.

What is an option period in Texas?

It's a set number of days after your contract is signed when you can inspect the home and back out for any reason. You pay the seller a small option fee for it.

Who qualifies for Austin down payment assistance?

First-time buyers (no home owned in three years) with household income at or below 80% of the area median, buying in Austin's full-purpose city limits, who complete homebuyer education and use a participating lender.

How long does it take to buy a house in Austin?

Once you're under contract, closing usually takes about 30 to 45 days with a mortgage. Finding the right home can take a few weeks to a few months.

how to buy a house in austin texas

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Tags: austin down payment assistance / austin real estate / austin real estate agent / buying a home in austin / first time home buyer austin / how to buy a house in austin texas

How to buy a house in Austin, Texas, step by step: budget, pre-approval, down payment help up to $40,000, the option period, closing and your homestead exemption.

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how to buy a house in austin texas

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